Thinking About Traveling?
Thinking About Traveling?
Travel assistance insurance is a type of coverage that protects you during your trip—whether for work or vacation—against unexpected situations.
What is it for?
Travel assistance is a comprehensive insurance policy purchased for the duration of your trip. It can cover everything from medical treatment needed while traveling to lost luggage at the airport.
Often, when we travel, we don’t consider the risks that could ruin the experience. For example, imagine traveling to Europe and suddenly getting a toothache. If you try to endure the pain, it will ruin your trip—and if you visit a dentist, you’ll likely pay around €150 for the consultation, plus any medication prescribed. With travel assistance insurance, you’re covered for this and many other unexpected events.
What Does Travel Assistance Cover?
Coverage varies depending on the company. Some offer basic policies that cover only essential needs, while others provide more extensive protection for virtually any issue that may arise during your trip.
Coverage varies depending on the company. Some offer basic policies that cover only essential needs, while others provide more extensive protection for virtually any issue that may arise during your trip.
Some Medical Benefits Include:
- Medical assistance for accidents or non-preexisting illnesses
- Medical assistance for COVID-19
- Medical treatment for preexisting conditions
- Prescription medications
- Emergency medical transportation and medical repatriation
- Emergency dental care
- Coverage for amateur sports
Non-Medical Benefits Include:
- Funeral repatriation
- Transportation of a family member in case of hospitalization
- Hotel expenses during recovery
- Compensation for delayed or canceled flights
- Compensation for delayed baggage return
- Additional compensation for total loss of baggage by an airline
- Trip cancellation
- Return trip due to the death of an immediate family member
- Worldwide coverage, 24 hours a day, 365 days a year
Is Travel Assistance Insurance Mandatory?
Some countries do require all tourists to have travel assistance insurance upon entry. Countries Commonly Covered:
Some countries do require all tourists to have travel assistance insurance upon entry. Countries Commonly Covered:
- Spain
- Germany
- France
- Italy
- Netherlands
- Russia
- China
- Australia
- New Zealand
- United Kingdom
In the United States, travel insurance is not mandatory, but it is highly recommended.
To travel to Europe, it is mandatory to purchase travel insurance known as the Schengen Insurance, which includes: A minimum coverage of €30,000, Medical repatriation.
To travel to Europe, it is mandatory to purchase travel insurance known as the Schengen Insurance, which includes: A minimum coverage of €30,000, Medical repatriation.
There are also cost-effective plans available for frequent travelers.
For more information, feel free to contact me.
At Mi Marce Insurance, we offer a complete portfolio of insurance solutions designed to protect you and your family at every stage of life.